Student at Government Junior College from Chitradurga, Karnataka

Jeevitha, a hardworking first-year student at Government Junior College from Chitradurga district in Karnataka, showed amazing maturity at just 16 years old, proving that age doesn't stop you from making a difference. Hailing from a humble family, Jeevitha’s father is a farmer and her mother is a homemaker. Her family has always struggled to make ends meet, and they often had to borrow money from local lenders at high-interest rates, which made them fall into a vicious debt trap.

During this time, Jeevitha got an opportunity to be a part of the Jaadu Ginni Ka Master Trainers Training that was conducted at her college. The training helped her to understand various financial concepts and also instructed her to be a change-maker in society. The young woman had a clear picture about whom to empower first and it was none other than her own family.

With the financial practices she had learned about, Jeevitha decided to help her family get on a better track. She taught her parents about the concept of saving and keeping track of their expenses by maintaining a financial diary. Implementing Jeevitha’s instructions diligently, the family witnessed tangible savings within just a month.

Jeevitha also instructed her father to stop borrowing from local lenders. Instead, she helped him open a bank account from the Grameen bank and get loans at low and reasonable interest rates. This made a big difference because they didn't have to pay as much in interest anymore, making their money problems easier to handle.

In a short time, Jeevitha and her family saw a big improvement in their financial situation. This shows how the right learning about financial management provided by Jaadu Ginni Ka can drag families and communities out of poverty and change lives for the better.