Punam Dipak Nartam, a mother of two, is a resident of Akoli District Wardha, Maharashtra. She got married to a painter after completing school, and they belong to the lower-income strata. Punam attended the online financial literacy training under Jaadu Ginni Ka through SamVad App. Punam believes that it was a tremendous educational opportunity because she learned the importance of saving money, insurance policies, and other Government financial planning schemes. She invested in two government schemes herself: Pradhan Mantri Jeevan Jyoti Bima Yojna and Pradhan Mantri Suraksha Bima Yojana. This has enabled her to secure a happy future for herself and her family.