Age: 35 years

Anagunta, Nellore, Andhra Pradesh

Peravala Varun Tej is a 21-year-old student and a resident of Anagunta, Nellore in Andhra Pradesh. He had a limited understanding of money management or savings. He wanted to understand mobile banking and mobile wallet basics to access these facilities through his smartphone and wanted to learn about financial planning for his future investments. Therefore, he attended an online financial literacy session under Jaadu Ginni Ka, which provided Varun with all the knowledge and skills he was looking for. He began using his smartphone for online banking transactions. He learned about mutual funds and has started investing to earn dividends from them. Varun is thankful that he got an opportunity to attend such training that enabled him to understand the concepts and importance of financial planning. He also believes that financial planning from such a young age will help him in his future.